Helpful links

Useful resources for anyone going through the mortgage process — whether or not you use APMC. Part of our commitment to making homebuying smoother for everyone.

Government & regulatory

Confirm licensing, look up government programs, and understand your rights.

NMLS Consumer Access

Confirm that any mortgage company or loan officer is authorized to do business in your state.

nmlsconsumeraccess.org →

U.S. Department of Housing and Urban Development

HUD's homepage — programs, counseling resources, and consumer guides.

hud.gov →

Credit bureaus

Pull your credit report directly from the three major bureaus — or freeze it.

Equifax

Personal credit report and identity-protection services.

equifax.com →

Experian

Free credit report, score monitoring, and dispute tools.

experian.com →

TransUnion

Annual credit report request, freeze, and fraud-alert tools.

transunion.com →

Mortgage lookup

Find out who owns your loan — useful for refinance and loss-mitigation options.

Fannie Mae Loan Lookup

Check whether Fannie Mae owns your loan. Required for some refinance and modification programs.

knowyouroptions.com →

Freddie Mac Loan Lookup

Check whether Freddie Mac owns your loan.

freddiemac.com →

Consumer guides

Plain-English guides from the Consumer Financial Protection Bureau.

Home Loan Toolkit (CFPB)

Step-by-step guide for first-time buyers — what to expect, how to shop, how to close.

consumerfinance.gov · PDF →

Consumer Handbook on Adjustable-Rate Mortgages (CHARM)

Required-by-law guide explaining how ARMs work, what to watch for, and how rate adjustments are calculated.

consumerfinance.gov · PDF →

Property search

Browse foreclosed and bank-owned homes.

HomePath.com (Fannie Mae)

Search Fannie Mae-owned homes for sale, including special financing for owner-occupied buyers.

homepath.com →

Have a question we didn't cover?

A loan officer can point you to the right resource — even if it's not on this page.

Find a Loan Officer