Consumer Construction Loan

Build your new home with a single construction-to-permanent loan — one application, one closing, one mortgage.

One close, two phases

Our consumer construction program covers both the build phase and the permanent mortgage in a single closing. Interest-only payments during construction, then the loan automatically converts to your permanent mortgage when the home is complete.

Talk to a loan officer

New construction has more moving parts than a typical purchase. Connect with a loan officer to walk through the draw schedule, builder requirements, and program guidelines.

Find a Loan Officer