American Portfolio Mortgage

Home Affordability Calculator

Tell us your income, monthly debts, and down payment. We'll estimate the home price range that fits comfortably in your budget.

$
$ / mo
Car loans, credit cards, student loans, etc.
$
%
%
Share of your gross monthly income going to all debts. 36% is a common target; lenders may allow more.
Estimated home price you can afford $0 at this price, payment ≈ —
  • Max total monthly debt$0
  • Max housing payment (PITI)$0
  • Estimated tax + insurance$0
  • Max principal & interest$0
  • Supported loan amount$0

Assumes 1.2% annual property tax and $1,500/yr insurance for the estimate. Actual underwriting limits depend on credit, program, and lender guidelines.

See what you actually qualify for

A loan officer can run real underwriting math against your situation in minutes.

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